Why AXIS
Bespoke solutions for diverse businesses
AXIS understands that liability risks vary widely. We tailor our coverage to suit the unique needs of each customer, ensuring protection that aligns with their operations and exposures.
Trusted expertise and flexibility
With deep market knowledge and underwriting expertise, AXIS delivers flexible solutions through both open market and scheme-based approaches, helping brokers meet the needs of a wide range of customers.
Service
We are committed to building strong, long-term relationships with our distribution partners, and supporting them with outstanding service
Appetite
Target classes
- Abseiling contractors, including offshore
- Agricultural contractors
- Asbestos consultants (excluding removal/handling)
- Care homes and provision of care
- Contractors
- Hotels, restaurants, bars and nightclubs (excluding adult entertainment)
- Engineering
- Manufacturing and processing
- Printers and publishing
- Property owners
- Retail
- Wholesalers
- Warehousing
- Coach and bus operators
- Haulage
- Pest control
- Renewable energies
- Educational establishments
- Shop fitters
- Plant hire
- Steel fabricators, erectors and metal workers
- Waste recyclers and associated trades
- Scaffolding (excess of loss)
- Roofing (excess of loss)
- Demolition (excess of loss)
Excluded exposures:
- Asbestos removal and handling
- Aviation
- North American domiciled risks
- Products guarantee/recall
- Mining
- Oil and gas drilling
- Motor vehicle manufacturers including critical parts manufacture
- Industrial chemical works
- Pharmaceutical companies
- Shipbuilders and stevedores
Coverage and Capacity
- Primary Public and Products Liability up to £10,000,000. Minimum premium £1,500
- Primary UK Employers Liability up to £10,000,000. Minimum premium £1,500
- Excess of Loss Public and Products Liability up to £10,000,000. Minimum attachment point £2,000,000. Minimum premium £1,000
- Excess of Loss Employers’ Liability up to £10,000,000. Minimum attachment point £10,000,000. Minimum premium £1,000
Capabilities
- Open market and scheme-based solutions
- Primary and excess coverage options
- Co-insurance and facultative reinsurance capacity
- Coverage available for a wide range of businesses
SOLUTIONS
Insurance Solutions
Employees may turn to courts for redress where they believe their employer has been negligent resulting in injury. AXIS statutorily compliant U.K. employers liability cover is designed to protect against the cost of defending a claim, as well as damages that may arise.
General liability policies have limits—and those limits may not protect against catastrophic losses. AXIS has the capacity to provide this important excess coverage for public, products and employers liability claims. AXIS Excess of Loss Insurance covers the costs of litigation and damages, above the primary liability policy.
In today's litigious environment, any company can be held liable for personal injuries or property damage, no matter how remote the company’s product or service is related to the injury or damage. AXIS Product Liability Insurance policies can protect clients against litigation and costs for damages related to design flaws and manufacturing defects or errors.
A requirement in many business contracts, AXIS Public Liability Insurance underwriters write policies around the specific risks a business's operations pose to the public. Our policies make sure clients have coverage for their daily business.
Employees may turn to courts for redress where they believe their employer has been negligent resulting in injury. AXIS statutorily compliant U.K. employers liability cover is designed to protect against the cost of defending a claim, as well as damages that may arise.
General liability policies have limits—and those limits may not protect against catastrophic losses. AXIS has the capacity to provide this important excess coverage for public, products and employers liability claims. AXIS Excess of Loss Insurance covers the costs of litigation and damages, above the primary liability policy.
In today's litigious environment, any company can be held liable for personal injuries or property damage, no matter how remote the company’s product or service is related to the injury or damage. AXIS Product Liability Insurance policies can protect clients against litigation and costs for damages related to design flaws and manufacturing defects or errors.
A requirement in many business contracts, AXIS Public Liability Insurance underwriters write policies around the specific risks a business's operations pose to the public. Our policies make sure clients have coverage for their daily business.
Contact US
Your AXIS team





Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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What’s happening at AXIS
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Find your future at AXIS
We are a global insurer and reinsurer tackling unique challenges. At the heart of it all? Our people. As unique as the risks we face.

