Our Customers
Target business
- Commercial and consumer product manufacturers
- Commercial contractors
- Building and premises risks
- Hospitality risks – restaurants/bars/nightclubs, hotels and motels
- Retail and wholesale trade
- Many other midsize and large commercial accounts
Overview
We are primary casualty specialists
If an organization could potentially be held legally liable for an accident that results in bodily injury, personal injury or property damage, it needs the financial protection that primary casualty insurance provides. Our primary casualty specialists have in-depth experience understanding the unique challenges companies' today face.
We provide tailored coverage for premium accounts ranging from $25K to $2.5M+. Count on us as your dedicated wholesale-only, first stop for primary casualty risks.
100% dedicated to the wholesale distribution network
Broad risk appetite including general and product liability insurance
Highly specialized underwriting and claims teams
Solutions
Tailored coverage for a variety of risk exposures
AXIS General Liability Insurance coverage helps protect organizations from accidents that happen as a result of normal business operations. These might include bodily injury, personal injury, and property damage claims.
Companies that produce, distribute or sell products need protection from the fallout that occurs in the event that their products cause bodily injury, personal injury or property damage. Consumers can be harmed in many different ways depending on how a product is designed, manufactured, marketed or used. Product liability lawsuits can be expensive to defend. AXIS Product Liability Insurance helps cover legal expenses associated with those types of claims.
AXIS General Liability Insurance coverage helps protect organizations from accidents that happen as a result of normal business operations. These might include bodily injury, personal injury, and property damage claims.
Companies that produce, distribute or sell products need protection from the fallout that occurs in the event that their products cause bodily injury, personal injury or property damage. Consumers can be harmed in many different ways depending on how a product is designed, manufactured, marketed or used. Product liability lawsuits can be expensive to defend. AXIS Product Liability Insurance helps cover legal expenses associated with those types of claims.
Capabilities
- $2 million limits of liability
- $25,000 minimum premium for most classes
- Deductibles/self-insured retentions
- Coverage attaches above deductibles of $5,000 or higher
- Self-insured retentions of $10,000 to $500,000
- Close collaboration between claims, underwriting & distribution partners
Optional coverages
- Employee benefits liability
- Garage keeper's legal liability
- Liquor liability
- Pollution exclusion exception endorsements
- Assault and battery coverage
- Non-owned and hired auto liability
- Owners and contractors protective liability
Target classes
Building and premises
- Banks and financial institutions
- Commercial real estate
- Habitational real estate
- Shopping centers
- Strip malls
Commercial and industrial product manufacturers and distributors:
- Boiler and machinery equipment
- Chemicals
- Construction equipment
- Farm equipment
- Industrial machinery
- Lift and elevator equipment
- Medical products (invasive and noninvasive): dental, hospital, surgical and diagnostic equipment
- Tools
- Truck and motorcycle component parts
- Valves
Commercial contractors:
- Artisan and trade contractors
- General contractors
- Practice and project policies
Consumer product manufacturers and distributors:
- Amusement devices
- Appliance manufacturers
- Exercise equipment
- Food and beverage
- Furniture
- Playground equipment
- Sporting goods
- Toys
Miscellaneous classes:
- Amusement parks
- Arcade centers
- Bowling alleys
- Car washes
- Family fun centers
- Janitorial services and supplies
- Security guards
- Theme parks
- Warehouses
- Water parks
Hospitality:
- Bars, lounges, and night clubs
- Hotels and motels
- Restaurants and taverns
Retail:
- Convenience stores
- Retail stores
- Supermarkets
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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Find your future at AXIS
We are a global insurer and reinsurer tackling unique challenges. At the heart of it all? Our people. As unique as the risks we face.
