Our Customers
Target business
- General contractors
- Construction managers
- Construction professionals
- Specialty contractors
- Environmental contractors
- Design builders
- Artisan contractors
Overview
Overview
Being a contractor requires the right preparation. And it's not just planning the actual inner workings of the project. It's also just as important to manage environmental risk exposures that may occur and ensure there's coverage for unintended pollution events. What would happen if someone got hurt? What if property damages occurred? What if your work resulted in pollution conditions? How a company answers those critical questions is crucial to its success.
That's where AXIS Contractors Pollution Liability Insurance or CPL comes into play. CPL provides third-party insurance coverage for work performed by, or on behalf of, a contractor that results in bodily injury, property damage, and requires cleanup or incurs defense costs that occur from pollution conditions.
Occurrence form contractors pollution liability for your customer's practice or projects
Primary and excess coverage backed by the exceptional financial strength of the AXIS insurance companies
Solutions
Solution
AXIS Automatic Insurance for a customer as an additional insured
Solution
AXIS Coverage available for practice, project-specific or excess placements
Solution
AXIS Natural Resource Damage Insurance
Solution
AXIS Non-Owned Disposal Site Insurance
Solution
AXIS Transportation Insurance, including loading and unloading
Capabilities
- $25 million limit capacity
- Minimum premium of $2,500
- Coverage includes cleanup costs, restoration costs and emergency response costs
- Definition of pollutants includes mold
- Defense costs are not subject to the deductible
- Includes both covered and completed operations
- Flexible endorsement tailoring for customized solutions
- Worldwide coverage, where permissible by law
Optional coverages
- Coverage for underground storage tanks
- Specialized manuscript coverages
- Option to tailor coverage for complex risks, such as properties with known pollution conditions under a regulatory clean-up directive
- AXIS offers an excess follow form policy (FFXS) that can sit excess of similar coverages offered by a competitor
Target classes
Most commercial contractors, subject to underwriting guidelines, including:
- Carpentry or framing
- Civil
- Concrete
- Construction management
- Drywall
- Electrical
- Excavation/Site development
- General contracting
- Heavy highway/bridge
- Insulation
- Landscaping
- Masonry
- Mechanical/HVAC
- Painting
- Plumbing
- Roofing
- Street/road
Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.
Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.
Applications/Documents
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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