Our Customers
Target business
- Manufacturing
- Commercial construction
- Transportation
- Oil and gas/energy
- Public entity
- Hospitality
- Retail and wholesale trade
- Buildings and premises
Overview
U.S. Excess Casualty
When businesses require additional, or excess, coverage above a liability policy, AXIS offers the needed coverage. AXIS U.S. Excess Casualty Insurance specializes in structuring liability insurance for risks that fail to be insured through the standard market and other difficult to place business.
We have earned a reputation for quality underwriting of specialty accounts, rapid response and consistency in our underwriting approach.
100% dedicated to the wholesale distribution network
Highly specialized underwriting of complex accounts with a consistent approach
Proactive approach to claims
Solutions
Skilled underwriting to serve your client’s needs
Target classes
- Agriculture
- Colleges, Schools, Universities
- Commercial Construction (excluding wood frame construction)
- Commercial Real Estate
- Contractors Equipment Rental
- Crane Rental
- Discontinued Products/Discontinued Operations
- Financial Services
- Forestry
- Gasoline Stations / Convenience Stores
Hospitality, including:
- Hotels
- Motels
- Bars
- Taverns
- Restaurants
- Clubs/Nightclubs
Manufacturers of products, including but not limited to:
- Amusement devices
- Auto parts
- Boats
- Chemicals1
- Furniture
- Machinery and equipment (all types)
- Medical products (invasive and non-invasive)1
- Oil & gas related machinery and equipment
- Pharmaceuticals1
- Nutraceuticals1
- Safety equipment
- Sporting goods
- Toys
- Non-Profit Organizations
- Non-standard Premises/Habitational Exposures
- Oil & Gas (excluding fracking operations)
- Owner-Controlled Insurance Programs (OCIPs), Contractor-Controlled Insurance Programs (CCIPs), and Wrap-ups
Public Entities, including:
- Cities
- Counties
- States
- Special districts
- Retail Trade
- Retroactive Liability for Uninsured Periods
- Service Organizations
- Social Service Organizations
- Sports & Entertainment (excluding concussion injury)
Transportation / Auto Liability, including:
- Trucking - long haul, intermediate and local
- Bus Operations - charter, transit and school
- Specialty hauling, heavy hauling, waste hauling and oilfield hauling
- Contractor fleets
- Taxis, van services, limousines, car services and rapid delivery
- Hired and non-owned
- Warehousing
- Wholesalers / Distributors / Importers
Capabilities
Liability protection
AXIS U.S. Excess Casualty Insurance provides coverage over underlying insurance programs with the following minimum requirements:
General Liability
- $1 million/$2 million/$1 million
Auto liability
- $1 million combined single limit (higher attachments may apply for accounts with larger, extra heavy fleets and/or long haul trucking accounts)
Employers liability
- $1 million/$1 million/$1 million
Foreign Liability
- $1 million
Miscellaneous professional liability
- $1 million/$1 million
Employee benefits liability
- $1 million each wrongful act
- $1 million aggregate
Liquor liability
- $1 million each common cause
- $1 million aggregate
Lower Middle Market
AXIS Wholesale is bringing additional value with an expanded risk appetite available through our new dedicated Wholesale Lower Middle Market (LMM) business unit. Download the Lower Middle Market Sales Guide.
Our LMM team is backed by the AXIS Wholesale leadership you know and trust. We commit to being a market that is innovative, focused on the highest level of service, with the permanency and predictability you have grown to expect over the past 20 years.
Capacity: $5,000,000 or Less Within the First $25,000,000 x Primary
Non-Admitted Paper
Lower Middle Market Target Classes
Manufacturing/Products, including, but not limited to:
- Amusement Devices
- Auto Parts
- Furniture
- Machinery & Equipment
- Oil & Gas related machinery, fittings, equipment
- Safety equipment
- Sporting goods
- Toys
Construction Industry
- Commercial Construction (excluding any form of wood frame construction)
- Contractors Equipment Rental
- Excess Contractors Protective Liability
- Excess Railroad Protective Liability
Transportation
- Trucking
- Heavy Hauling
- Specialty Hauling
- Oil & Gas Related Hauling
- Hazardous Materials Hauling
- Bus Operators (Charter, Transit, School)
- Van Services
- Para Transit
- Ambulances — Emergency & Non-Emergency
- Taxis
- Car Services
- Limousines
- Moving Companies
- Hired & Non-Owned Exposures
- Excess Auto Buffers
Other Classes
- Wholesalers
- Distributors
- Importers
- Retail Trades
- Warehousing
- Oil & Gas
- Not-for-Profit Organizations
- Service Industries
- Hospitality Industries, including, but not limited to:
- Hotels
- Motels
- Bars, Restaurants, & Taverns
- Nightclubs
- Catering
- Gasoline Stations and Convenience Stores
- Commercial Real Estate
- Agriculture Operations
- Forestry
- Sports & Entertainment (excluding Athletic Participants)
- Special Events
- Non-Standard Commercial Premise Operations
- Discontinued Products
- Discontinued Operations
- Lawn & Garden Services
- Amusement & Water Parks
- Gun Clubs & Shooting Ranges
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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Find your future at AXIS
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