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Target business

Businesses looking to protect their balance sheets against pollution legal liability losses

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Owning, developing or operating properties, disposal sites, contracting operations and transportation businesses comes with the risk for environmental exposures that result in pollution. If something were to happen, where would your customers turn? It's important to be prepared ahead of time and know how to navigate the risks.

That's why we've developed AXIS Pollution Legal Liability Insurance. It provides flexible environmental solutions that mitigate the environmental risks facing property owners, operators and buyer/sellers from site ownership. From coverage for cleanup costs, to third-party damage or injury, to defense against injury and more, our pollution legal liability insurance offers peace of mind for the unexpected.

Coverage backed by the exceptional financial strength and solid claims-paying ability of the AXIS insurance companies

Primary and excess coverage



AXIS Pollution Legal Liability Insurance


  • $25 million limit capacity
  • Pre-existing and new pollution conditions
  • On-site and off-site pollution conditions
  • Bodily injury and property damage
  • Cleanup costs
  • Restoration costs
  • Emergency response costs
  • Transportation of cargo
  • Non-owned disposal sites
  • Business interruption expense
  • Natural resource damage
  • Worldwide coverage, where permissible by law

Optional coverages

  • Coverage for underground storage tanks
  • Specialized manuscript coverages
  • Option to tailor coverage for complex risks, such as properties with known pollution conditions under a regulatory clean-up directive

Target classes

  • Merger and acquisition activity
  • Commercial real estate ownership, property management
  • Lending institutions and portfolio management
  • Manufacturing and industrial facilities
  • Pharmaceuticals and chemicals
  • Power generation facilities
  • Oil and gas related facilities
  • Food processing and packaging facilities
  • Transportation facilities
  • Building operators (commercial)
  • Commercial warehousing
  • Storage and distribution facilities
  • Recycling and waste handling
  • Municipalities and other public entities
  • Hospitals and other medical facilities
  • Schools, universities and other educational institutions

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.



Pollution Legal Liability Policy Application

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Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.


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