AXIS Miscellaneous Professional Liability Solutions
Overview
At AXIS, we tailor our professional services definitions to each customers risks to indemnify customers from a range of errors or omissions, legal liability and damages incurred while providing professional services to others for compensation.
Our goal is to help minimize any distraction from the claim and allow our insureds to focus on running their business, while expediting a resolution that minimizes both financial and reputational impact.
Coverage available on an admitted basis in most states
Coverage available for firms of all sizes
Claims-made and reported, with automatic ERP up to 60 days and optional ERP up to five years
Key Coverages and Enhancements
- Admitted in most states
- Blanket coverage for subsidiaries, independent contractors, and additional insureds
- Claims-made and reported, with automatic ERP up to 60 days and optional ERP up to five years
- Copyright and trademark infringement and media perils available by endorsement
- Coverage available on a primary or excess basis
- Coverage includes unintentional breach of contract and personal injury
- Defense within limits on a duty to defend basis
- 50/50 hammer clause, which can be amended
- Limits available up to $10M
- Over 300 available classes of business
- Punitive damages where allowed by law, with most favorable venue provision
- Rogue employee and imputation and severability conditions
- Separate limits for defense, and split limits available by endorsement
- Worldwide coverage where permitted by local law
Supplemental coverages
- $10,000 Court Attendance Expense
- $10,000 Disciplinary Proceedings
- $25,000 Fundraising Event Blackout
- $25,000 Image Restoration and Counselling
- $25,000 Subpoena Expense
- $25,000 Temporary Meeting Facilities Expense
- $25,000 Unfulfilled Pledge
Target classes
Target Classes of Business:
- Accident Reconstruction Services
- Accounts Receivable
- Agricultural Consultants
- Alarm Installers
- Alarm Monitoring Services
- Animators
- Appraisers
- Arbitrators
- Arborists/Timber Consultants
- Archaeologists
- Archivists
- Association Management Services
- Auctioneers
- Audio/Video Equipment Installation and Consultants
- Audit Services (non-financial)
- Bankruptcy Trustees
- Billboard and Sign Designers
- Billing Auditors
- Billing Services
- Bookkeepers
- Broadcast Captioners
- Business Administrators
- Business Coaches
- Business Operations Consultants
- Career Counselor or Career Coach
- Cartographer/Photogrammetrists
- Change Management Consulting Services
- Claims Adjusters
- Closet Designers
- College Admission Counseling Services
- Communications Consultants
- Compensation & Benefits Consulting Services
- Concierge services
- Conservators
- Conservation Management Consultants
- Construction Loan Monitors
- Consultants
- Convention Managers
- Copy/Scanning Services
- Copywriter Services
- Corporate Trainers
- Corporate Video Production Specialists
- Cost Containment Consultants
- Coupon and Rebate Distribution
- Courier/Messenger Services
- Court Reporters
- CPR Trainers
- Credit Counseling Centers
- Customer Services Operations
- Customs Brokers
- Damage Appraisers
- Dance Instructors
- Data Analysts
- Data Compilation Services
- Data Entry Services
- Data Services
- Decorators
- Digital Marketers
- Direct Email Marketers
- Direct Mail Marketers
- Dispute Resolution
- Document Analysts
- Document Shredder
- Document Storage and Retrieval Services
- Documentation Services
- Dog Walkers
- Editor/Proof-reader Services
- Educational and Professional Development Seminars and Training Services
- Educational Consultants
- Efficiency Experts
- Employment Agents
- Energy Consultants
- Enrolled Agents
- Ergonomic Consultants
- Event Planners
- Executive Coaches
- Executive Search Services
- Exhibition Designers
- Expert Witnesses
- Film Editors
- Floral Designers
- Foodservice/Restaurant Consultants
- Forensic Investigators
- Forestry Consultants
- Freight Brokers
- Freight Forwarders
- Fund Raising Consultants
- Gardening Services
- Genealogical Investigators
- Golf Instructors
- Grant Coordinators/Grant Writers
- Graphic Designers
- Green/Sustainability Consultants
- Handwriting Analysts
- HIPAA Consultants
- Home Staging Professional Services
- Human Resource/Personnel Consultants
- Image Consultants
- Implementation Consultants
- Inbound Call Centers
- Information Services
- Insurance Claims Administrators
- Insurance Liquidator/Receivers
- Interior Designers
- Inventory Auditors
- Investigators
- IT Search/Placement
- Janitors
- Kitchen Planners and Designers
- Landscape Designers
- Lawn Care Services
- Leadership and Business Training Management Consultants
- Lease Brokers
- Librarians
- Lighting Design Consultants
- Litigation Support Services
- Loan Servicers
- Logistical Consultants
- Mailbox and Packaging Stores
- Management/Strategic Planning Consultants
- Management Auditors
- Marine Surveyors
- Market Research Firms
- Marketing Consultants
- Marketing Services
- Meal Planner Services
- Media Buyers
- Media Monitoring Services
- Media Replication and Duplication
- Mediators
- Mortgage Brokers
- Mortgage Field Inspectors
- Multimedia Artists and Animators
- Museum Consultants
- Music Teacher Services
- Notaries
- Office Managers
- Operations Research Analysts
- Organic Certifying Entities or Inspectors
- Organizational Design Consultants
- Outbound Call Centers
- Outplacement Counseling and Assistance
- Package Display and Design Services
- Paging Services
- Party Planning Services
- Personal Shoppers
- Personal Stylists
- Personnel Relocation Services
- Pet Groomers
- Pet Obedience Trainers
- Pet Sitters
- Photographers
- Polygraph Examiners
- Postproduction Services
- Premium Auditors
- Premium Finance Services
- Presentation Design Consultants
- Printers
- Process Consultants
- Process Servers
- Professional Home Organizers
- Project Managers (non-construction)
- Property Managers
- Property Preservationists
- Public Relations
- Quality Control Consultants
- Real Estate Agents or Brokers
- Recordkeepers
- Recruiters
- Registered Agents
- Regulatory Compliance Consultants
- Relocation Consulting Services
- Research and Development Consultants
- Research Organization
- Reserve Study Consultants
- Resume Writing Services
- Seminars
- Set Designers
- Social Media Consultants
- Social Services
- Space Planners
- Special Effects Makeup Artists
- Speech Coaches
- Stage Lighting Designers
- Statistical Consultants
- Stock Photographers
- Strategic Planners
- Tax Consultants
- Tax Preparers
- Technical Support services
- Technical Writers
- Telephone Answering Services (non-medical)
- Third Party Logistics and Fulfillment Services
- Training & Development Consultant
- Training Services
- Transcriptionists
- Translators or Interpreters
- Travel Agents
- Trustees
- Tutors
- Typesetting Services
- Underwriting Inspectors
- Videographers
- Virtual Assistants
- Wedding Planners and Coordinators
- Wildlife Consultants, Managers, or Public Educators/Outreach Specialists
- Workflow Process Consultants
Classes we will consider at the right terms:
- Accrediting Organizations
- Background Screeners
- Collection Agents
- Facilities Management/Managed Service Providers (non-IT)
- Farm Managers
- Franchisors
- Funeral and Cremation Exposure
- Golf Course Managers
- Hotel Managers
- Insurance Agents and Brokers
- Laboratories/Testing Services
- Lobbyist
- Manufacturer Sales Rep
- Medical Billing
- Medical Bookkeeping or Record Keeping Services
- Medical Practice Management Consultants
- Modeling, Literary, Talent, and Sports Agents
- Morticians
- Safety Consultants
- Third-Party Administrators
- Title or Escrow Agents
- Tour Operators
- Vineyard Managers
- Yacht or Boat Brokers
Classes outside of appetite:
- Architects and Engineers
- Art Appraisers
- Aviation Exposure
- Building, Elevator or Equipment Inspectors
- Business Brokers or Business Valuation Services
- CPAs and Actuaries
- Clinical Trials
- Credit Bureaus or Agencies
- Daycares, Nurseries, or Preschools
- Detectives
- Education or school board exposure
- Excavation Notification Services
- Environmental Consultants and Testing
- Exterminators
- Financial Planners
- Foreclosure Agents
- Games, Sweepstakes, or Awards/Loyalty Programs
- Lawyers and Paralegals
- Medical Research Services
- Mortgage Bankers
- Professional Employment Organizations
- Public Adjusters or Loss Assessors
- Real Estate Agents in CA, NV, AZ, and CO
- Real Estate Appraisers, Home Inspectors, or Land Surveyors
- Real Estate Auctioneers, Development or Construction Management Exposure
- Salons or Day SPAs
- Security Guards
- Seedsmen
- Telemarketers or Door to Door Salesman
- Veterinarians
Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting, and coverage depends upon the actual facts of each claim and the terms, conditions and exclusions of each individual policy. Information on this website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Underwritten in the U.S. admitted market by AXIS Insurance Company (NAIC # 37273), a Chicago, Illinois-domiciled property and casualty insurer, licensed in all 50 states and the District of Columbia. Certain products may be offered by AXIS companies not licensed in some states and therefore may only available through a licensed surplus lines broker. This information is intended for use by licensed insurance producers.
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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