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Target business

  • Manufacturing, distribution, warehousing, and processing operations, as well as waste storage, treatment and disposal facilities.

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The SPPm can cover a broad spectrum of general and environmental risks from premises, operations, products, and pollution exposures. Coverages include ISO-based CGL coverage for incidents arising from facility operations, as well as additional coverages, including products and products pollution liability, non-owned locations, transportation pollution and site pollution liability.

Package product that provides a combination of ISO-based GL Coverage with the full suite of environmental pollution coverages

Available to US-based manufacturing and distribution and related operations with revenues up to $2B

Coverage available for most types and classes of manufacturers who have environmental exposures



Specialty Package Liability Insurance for Manufacturers and Distributors

Meet Tom Kashickey, Lead Underwriter-Environmental, and learn about AXIS new AXIS Specialty Package Policy (SPPm).


Maximum Coverage

  • SPPm:
    • $2,000,000 per Occurrence
    • $4,000,000 General Aggregate
    • $4,000,000 Products/Completed Operations Aggregate
  • SPXm:
    • Up to $25,000,000 combined SPPm/SPXm Aggregate

Policy Features Include:

  • ISO-based CGL Coverage combined with Pollution coverages
  • Designated Location General Aggregate Limits
  • Products Pollution Coverage
  • Product Withdrawal Expense
  • Mis-delivery of Products Coverage
  • Non-owned Disposal Site Coverage
  • Transportation Coverage

Optional coverages

AXIS also offers an excess follow form policy (FFXSm) that can sit excess of our SPPm primary policy (supported) or a similar coverage form offered by a competitor (unsupported). Policy can be written to provide excess coverage over an underlying primary automobile liability, employer’s liability and foreign general liability coverages. Limits can be deployed anywhere within a tower.

Target classes

  • Abrasives
  • Adhesives/Sealants/Caulking
  • Aerosol Containers/Fillers
  • Asphalt Manufacturing and Distribution
  • Chemical Distributors/Toll Blenders
  • Chemical Manufacturers
  • Coatings/Paints/Inks
  • Container/Drums
  • Electrical/Electronic Parts
  • Electroplating
  • Fertilizers
  • Fuel Additives
  • Industrial Cleaners/Detergents/Soaps/Solvents
  • Liners/Membranes
  • Metal Goods
  • Plastic/Rubber Goods
  • Pollution Control Equipment
  • Resins
  • Quarries
  • Storage Tank Manufacturing
  • Textiles
  • Tool and Die
  • Waste Treatment/Storage/Recycling/Disposal

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.



Specialty Package Liability Insurance for Manufacturers and Distributors Application

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AXIS Specialty Package Policy Insurance Appetite Guide

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Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.


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